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Mutual Fund Investing

Turn your cash into a profitable investment portfolio

If you’re looking to safely get on the investment ladder, an ANSA Merchant Bank Mutual Fund could be your answer.

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Mutual Funds are one of the easiest and most popular ways to invest your money to start building wealth.

A Mutual Fund is a pool of money provided by individual investors, companies and other organizations. When you put your money into a Fund, you are buying a share in that Fund.

Our Fund managers invest that pool of money in stocks, bonds, short-term money-market instruments, other securities or assets, or some combination of these instruments.

Choose the Best Fund for Your Needs

Launched in November 2010, the Fund’s objective is to generate an attractive level of revenue by investing mainly in both government and non-government bonds denominated in TT$. It is perfect for investors with a medium risk profile and a short to medium term investment horizon.

Features of the Fund

  • Minimum Initial Investment – TT$25,000
  • Additional Investments – TT$5,000
  • Entry or Exit Fees –  None
  • Distribution Frequency – Quarterly

 

View the prospectus and the most recent Quick Reference Guide to learn more about this investment.

Launched in November 2010, the Fund’s objective is to generate an attractive level of revenue by investing mainly in both government and non-government bonds denominated in US$. It is perfect for investors with a medium risk profile and a short to medium term investment horizon.

Features of the Fund

  • Minimum Initial Investment – US$3,000
  • Additional Investments – US$500
  • Entry or Exit Fees – None
  • Distribution Frequency – Quarterly

 

View the prospectus and the most recent Quick Reference Guide to learn more about this investment.

Mutual Fund Rates

Wondering how much your investment could have grown?

Use our Past Performance Check tool to calculate how much an investment in one of our Income Funds could have been worth today if you had made the investment in the past and held on to it. Don’t miss out on any more growth. Invest Now.

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Mutual Fund Application Requirements

Minimum Investment Amount

2 Forms of I.D. – National Identification Card, Driver’s License or Passport

Proof of Address – Utility Bill or Bank Statement

For Individuals: Income Confirmation – Job Letter (no older than 3 months) or most recent Payslip

For Corporate/Institutions: Company Documents – Financials; Certificate of Incorporation; Bye Laws; Board Resolution; Annual Return; List of Directors; Certification and Articles of Continuance; Director’s Statement

Completion of Forms: Know Your Customer (KYC), Fund Application, Transaction Form and Source of Funds

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Why invest with ANSA Merchant Bank?

We’ve consistently managed profitable investments for over 40 years.

Your investment team at ANSA Merchant Bank knows how to make your money give an impressive yield with managed risk.

We successfully manage billions of dollars every day, and our customers trust us to make prudent decisions on their behalf.

You’ll get regular reports on how your money is performing, so you’re always in control.

Mutual Fund Investing is a tried and tested strategy for turning cash reserves into meaningful wealth over the long-term.

Frequently Asked Questions

A mutual fund is a type of financial vehicle made up of a pool of money collected from many investors to invest in securities like stocks, bonds, money market instruments, and other assets. Mutual funds are operated by professional money managers, who allocate the fund’s assets and attempt to produce capital gains or income for the fund’s investors. A mutual fund’s portfolio is structured and maintained to match the investment objectives stated in its prospectus.

Mutual Funds give small or individual investors access to a wide range of securities in professionally managed portfolios. Each shareholder, therefore, participates proportionally in the gains or losses of the fund.

We currently offer 2 types of Mutual Funds; the TT$ Income Fund and US$ Income Fund. Both funds seek to generate investment returns which are superior to other Mutual Funds domiciled in Trinidad and Tobago. Our funds are designed to manage risks, liquidity and returns by investing primarily in a diversified portfolio of debt securities, equities, instruments and contracts which are backed mainly by marketable securities.

Diversification – this is a primary goal for many investors because it lowers the risks associated with poor performance of a single investment. The advantage of a mutual fund is it diversifies every dollar invested. Your funds are pooled with all the other investors which allows the fund to invest in hundreds of different investments. Each dollar you invest is then proportionately allocated in each security.

Access to Professional Management – mutual funds offer investors access to the active strategies and benefits of a professional money manager who makes decisions on security selections (buy/sell) for the fund. The fund manager continuously monitors and adjusts the portfolio to achieve the stated objective. So investors get professional expertise at a significantly lower cost than hiring an individual financial advisor.

Sharing of investment Expenses – mutual fund investors reduce their investing expenses by pooling their assets. The expenses of the fund is shared proportionately based on the size of the investment. It spares the investor the numerous charges needed to create a diverse portfolio and the ultimate reduction in the overall portfolio size.

Mutual funds invest in a vast number of securities, and performance is usually tracked as the change in the total market cap of the fund—derived by the aggregating performance of the underlying investments. While the previous years’ performance is a good indicator of the quality of the fund’s management, it is not a guarantee of future returns. Investors should perform sufficient research before making an investment decision.

Dividends are paid on a quarterly basis.

You are required to select one (1) of the following options:

  1. Reinvest the dividends
  2. Credit to my bank account

No, there are no entry or exit fees. However, there is a small Management Fee.

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